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Covid 19 Resource Centre

With a constantly developing stuation, we are not in a position to offer advice, just links to the best we can find. This page will be updated regularly, we will notify those on our mailing list when and where updates are made. Forgive the basic nature of the page, function will be prioritised over form.

General information for employees, employers and businesses


A fabulous resource for up to date help for emloyeees, self employed and Ltd companies. https://www.moneysavingexpert.com/news/2020/03/coronavirus-self-employed-and-employment-help/

08/04/2020 - SOme updates from Money Saving Expert:


06/04/2020 - Updated guidance on job retention scheme https://www.gov.uk/guidance/claim-for-wage-costs-through-the-coronavirus-job-retention-scheme 

Information on CV business interruption loan scheles (CBILS)



Information on grants for small businesses

Details of the Small Business Grants Fund (SBGF) and Retail, Hospitality and Leisure Grant Fund (RHLGF).


The Welsh Assembly has announced a new £500m fund to provide extra support to Welsh businesses and charities experiencing a sharp drop in trading as a result of the coronavirus pandemic.   The Economic Resilience Fund aims to plug the gaps in the support schemes already announced by the UK Government, including the Job Retention Scheme and the Self-Employed Income Support Scheme, which will guarantee 80% of people’s wages and income.   The new £500m Welsh fund will support firms of all sizes, including social enterprises, with a focus on those which have not already benefited from the coronavirus grants already announced by the Welsh Government.   See https://gov.wales/coronavirus-covid-19-support-businesses


Business Rates retail discount increased to 100% for eligible businesses.
For eligible businesses see Section 10 on
This relief is given by local councils (though underwritten by the government), so applications MUST be made to your local council.
20th March 2020, Government gave local councils guidance on this.
The relief effectively means no business rates for year ended 5th April 2021.

Grants for very small business
If you already qualify or receive Small Business Rates Relief (SBRR), then you will automatically be entitled to a £10,000 grant.
This is paid by your local council and they will contact you directly from April 2020.

Grants for larger business
If your rates bill is between £15,000 and £51,000, and operate in the retail, hospitality or leisure industry, then you may be eligible for a £25,000 grant.
On 20th March 2020, Government gave local councils guidance on this.
This is paid by your local council and applications MUST be made to your local council. We are hearing of members who supply services to entertainment and leisure beginning to convince local authorities that they qualify.

This has helped some:



Sickness absence due to COVID-19 is covered by SSP (Statutory Sick Pay) from Day1.
An Employer who puts their employee on SSP can recover the full amount (for 2 weeks) from the Government.
If the employer’s policy is to pay the employee their normal wage, then SSP rules do NOT apply.

Self employment and universal credit


Information concerning furloughing employees

Whilst there is more detailed guidance to follow for the furloughed worker claims (which we expect to be available towards the end of April when the claim portal comes on line) there was some updated guidance issued by the government https://www.gov.uk/guidance/claim-for-wage-costs-through-the-coronavirus-job-retention-scheme  l

Based on information provided:

“If you currently have more than one employer You can be put on furlough by one employer and continue to work for another, if it is permitted within your employment contract.”

VAT Payments


Guidance for UK businesses trading internationally


Protection for businesses unable to pay their rent


Mortgage companies are being told to offer a three month repayment holiday to people in financial distress. You make a request direct to your mortgage company
HOWEVER – please consider whether these repayments may affect your credit rating.

Cutting outgoings

There's no better place than https://www.moneysavingexpert.com/


 Renting: guidance for landlords, tenants and local authorities

New guidance has been issued giving advice to landlords and tenants on the provisions in the Coronavirus Act 2020, and further advice for landlords, tenants and local authorities more broadly about their rights and responsibilities during the COVID-19 outbreak.   See https://www.gov.uk/government/publications/covid-19-and-renting-guidance-for-landlords-tenants-and-local-authorities?utm_source=3f5d6b00-cdcd-4d01-981e-438c90d66133&utm_medium=email&utm_campaign=govuk-notifications&utm_content=immediate


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